Money Lending and Other Sins is a group of missions unlocked in Red Dead Redemption 2's second chapter. He graduated Cum Laude from Thomas M. Cooley Law School. Reach the place and start asking for Matthews. 4: CHOICE: Threaten, Dismiss, or Beat Downes to get the debt. The two best projects are the upgrade for Dutch's lodging ($220) and the fast travel map ($325). Return to Camp to deliver Strauss the debt you collected. Confront Downes regarding his debt to Leopold Strauss. The first debtor is called Mr. Wróbel. However, they are already treated as side tasks. Go to his farm. The man will run away. Afterward, he is seen giving donations to the poor in Valentine, and he may ask Arthur to donate. Approach the man and allow him to attack the hero (Downes' attack will fail). Find Thomas Downes tending to his farm. Arthur beats Downes and in the process he coughs blood in his face. When you do that, the man will send Morgan to speak with another person. Arthur Morgan arrives at the Downes Ranch to collect Thomas Downes' debt. Lilly Millet, from Emerald Ranch, is the next person on your list. You can choose to threaten, dismiss, or beat him. HealPay, an Ann Arbor-based technology company, has grown since its May 2010 launch and co-founder Erick Bzovi said he hopes to continue the upward trajectory as he rolls out some new software.. HealPay, 106 E. Liberty, Suite 302, has continued to expand the development and sales of its software for the debt collection industry and large companies with delinquent accounts. Downes is working in the garden. The time starts running when you reach the farm. Confront the poor man, and loot his small house to settle this debt. Your email address will not be published. This guide highlights mission strategies and The first debtor is called Mr. Wróbel. His house is on the hill behind the river, west from the gang hideout. Go to his farm. For Red Dead Redemption 2 on the PlayStation 4, a GameFAQs message board topic titled "How do you handle Thomas Downes? Home » Guides » Red Dead Redemption 2 – Collect Thomas Downes’ Debt Walkthrough, Choose to Threaten, Beat, or Dismiss Thomas Downes. This occurs when the Outlaw confronts Downes about the debt he owes. You can choose to collect only those items that are worth about the same as the man's debt or you can decide to take everything. Your email address will not be published. Arthur blocks it, and intimidates Downes, who says he doesn't have the money. Note - Collecting money from Cooper can be seen as a criminal act (theft). Mr. Boroja prides himself on his comprehensive and detailed approach to each client. According to its website, The Thomas Agency “is a privately owned corporation…that offers traditional third-party debt collection services, including credit reporting…and also provides accounts receivable management outsourcing solutions through its Innovative Business Technology Division (IBT).” You are not permitted to copy any image, text or info from this page. *Spoilers*". Find Thomas Downes tending to his farm. Get help now. But while on the second run-through, players might notice that the debt collection scene isn't the first time Downes appears in the game. Downes previously borrowed money from Leopold Strauss, who sent Arthur to collect the money. Find the best collections attorney serving Marquette. Downes is severely ill - he and his family live in poverty. During Arthur's brawl in the saloon, Thomas intervenes in the fight between Arthur and Tommy. Red Dead Redemption 2 – Money Lending and Other Sins Walkthrough, Red Dead Redemption 2 – Get the File & Escape the Factory Walkthrough, Red Dead Redemption 2 – Loot The Safe On The Boat Walkthrough, Red Dead Redemption 2 – Go to The Valentine Saloon Walkthrough, Red Dead Redemption 2 – Lilly Millet Walkthrough. How to unlock: Speak with Leopold Strauss in the gang hideout in Horseshoe Overlook. This causes Thomas to cough on Arthur, transmitting his infection. Matthews gives you Chick's Treasure Map. The Thomas Downes debt collection is forced, unfortunately. Sadly, you won’t collect the debt. Does Arthur Morgan get tuberculosis from Thomas Downes? During his time in law school he also interned at the Wayne County Prosecutors Office in Detroit, MI. You will have the option how you want to get the debt from Thomas Downes. If The Thomas Agency engages in any of the following tactics, you may have a case: Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. There is no way to avoid him and thus to avoid catching TB. Complete the mission in less than 2 minutes and 10 seconds – This challenge is connected only to the last debtor, Thomas Downes. Start exploring Wróbel's house - look for any interactive containers and chests. In addition, a debt collector may not use "unfair or unconscionable means" in an attempt to collect a debt. Your option is to threaten or beat him. Return to Camp to deliver Strauss the debt you collected. Hudson Cook, LLP is a law firm that focuses its practice on banking, consumer financial services and privacy law, both state and federal, from our offices around the country. The horse in his stable is also up for grabs. Debt collection agencies collect delinquent debts of all types: credit card, medical, automobile loans, personal loans, business, student loans, and even unpaid utility and cell phone bills. Since 1927, The Thomas Agency has provided third-party debt collection services and accounts receivable management outsourcing solutions to creditors and businesses throughout New England. I am on my second playthrough and I have actually (so far) noticed two other times the game throws Downes at you; first time is when Arthur, Javier, Bill and Charles get into a brawl at the Valentine saloon. He can be found earlier trying to receive charity donations. He gives you the location of another debtor - Thomas Downes. Wróbel is inside the building. Our Debt Collection Services Include: Traditional Third Party Debt Collection Services Account Reporting to the National Credit Reporting Agencies Copyright © 2000 - 2021 GRY-Online S.A. for gamepressure.com, unofficial game guides, walkthroughs, secrets, game tips, maps & strategies for top games. Either way, you will get the debt back and be able to deliver it to Strauss. The FDCPA forbids, among other things, "false, deceptive, or misleading representation" in debt collection concerning the "character, amount, or legal status" of the debt and "false representation or deceptive means" to collect a debt. 5: Return to Camp to deliver Strauss the debt you collected. Last Updated December, 2020. Unfortunately, this doesn't work for a number of reasons. Confront Downes regarding his debt to Leopold Strauss. Go back to Strauss and inform him about everything. Get on your horse and start chasing the debtor. Money Lending and Other Sins is a Main Story Mission, and part of IGN’s Red Dead Redemption 2 Walkthrough. Ride to Thomas Downes' farm South-West of Valentine. Another debtor is called Chick Matthews - the man is on one of the farms. CHOICE: Threaten, Dismiss, or Beat Downes to get the debt. Downes is severely ill – he and his family live in poverty. Red Dead Redemption 2 Guide and Walkthrough, Complete the mission in less than 2 minutes and 10 seconds -. Red Dead Redemption 2 is a huge game, so much so it might be tempting to beeline through the story and finishing up the side missions after. The first three debt collecting missions can be completed in any order. Thomas Downes is known as the guy who infected Arthur with TB. Fuck Strauss for lending to Thomas Downes in the first place. Your option is to threaten or beat him. Reach the place marked on the map. Walkthrough: Leopold gives you the List of Debtors. 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